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Whether you’re a one-person trade, a growing business, or a property owner, we help you protect the things you’ve worked hard for. That means cover for the tools you rely on, the people you employ, the advice you give, and the spaces you rent or own. We keep it clear and practical – so you can get on with the job knowing you’re protected.
Because accidents happen, even when you do everything right.
If a customer trips over your tools, or you accidentally damage someone’s property on the job, public liability insurance helps cover legal fees and compensation costs. It’s often required by clients, venues, and local councils.
Why its essential:
Who is it for?
If you give expert advice, this protects you if something goes wrong.
If a client says your advice or work caused them financial loss, this cover helps with legal defence and any payouts. Whether it’s a mistake in your design, advice that backfires, or a service that doesn’t deliver what was promised, professional indemnity has your back.
Who is it for?
Your tools are your livelihood. Don’t leave them unprotected.
If your tools are stolen from your van, damaged on-site, or lost in a fire, we’ll help you replace them quickly. No tools = no work, and we get that.
Coverage highlights:
Who is it for?
One policy. All your vehicles. Simple.
If your business runs multiple vehicles – vans, cars, trucks – fleet insurance bundles them into one plan. It’s easier to manage and often cheaper than insuring them separately.
Coverage highlights:
Who is it for?
Standard home insurance won’t cut it. This will.
Renting out a property? You need specialist protection. Landlord insurance can cover the building, fixtures, liability, legal costs, and even lost rental income if something goes wrong.
Coverage highlights:
Who is it for?
Some people are too valuable to lose – this protects your business if they can’t work.
If a key employee or business owner dies or is critically ill, it can disrupt everything. Key person cover gives your business a financial cushion to survive the impact – whether it’s covering lost revenue, hiring a replacement, or repaying loans.
Why its essential:
Cover built for trades. Protect yourself, your tools, and your work.
When you work with your hands, every day brings risk – on-site accidents, tool theft, or claims from clients. Tradesman insurance gives you a tailored bundle of cover to keep you working with confidence, whatever the job throws at you.
What it covers:
Why it matters:
Protect your shop, stock, staff, and everything in between.
Running a shop means juggling a lot – customers, employees, suppliers, and stock. Shop insurance brings all your essential cover into one simple policy, so your business keeps running, even if something goes wrong.
What it covers:
Why it matters:
Everything your business needs – under one roof.
If your business has multiple risks – premises, people, vehicles, equipment – a Commercial Combined policy lets you roll them all into one, tailored plan. It’s ideal for businesses that need flexibility and simplicity, without leaving any gaps.
What it covers:
Who is it for?
Big equipment needs serious cover. We’ve got it.
Plant and machinery are expensive to buy – and even more expensive to replace. Whether you own, lease, or hire-in equipment, plant insurance covers you against theft, damage, breakdown, or accidents. On-site or in transit, we make sure your gear’s protected.
What it covers:
Who is it for?
Call CoveredBy on 01722 466510 or 0330 043 6510.
Coveredby is a trading name of CoverTrade Risk Management Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). You can check these details on the Financial Services Register by visiting the FCA’s website (www.fca.org.uk) Our FCA register number is 1020148. Not all products and services offered are regulated by the FCA. Registered in England & Wales number 13934398. Registered Office: 150 The Grange, Romsey Road, Michelmersh, Romsey, Hampshire, United Kingdom, SO51 0AE
Call CoveredBy on 01722 466510 or 0330 043 6510.
Coveredby is a trading name of CoverTrade Risk Management Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). You can check these details on the Financial Services Register by visiting the FCA’s website (www.fca.org.uk) Our FCA register number is 1020148. Not all products and services offered are regulated by the FCA. Registered in England & Wales number 13934398. Registered Office: 150 The Grange, Romsey Road, Michelmersh, Romsey, Hampshire, United Kingdom, SO51 0AE